Debt Management Services

Similar to professional athletes and television stars, you hold the entitlement to endeavor renegotiating any agreement whenever you deem fit. Essentially, this mirrors the essence of debt settlement: a reevaluation of your obligations to a creditor, resulting in either a reduced sum or a complete release from the contract. Debt settlement can liberate you from debt without resorting to bankruptcy.

Navigating contract negotiations can be complex, so athletes and actors enlist teams of agents and attorneys. At Apricorn, we take on the roles of your agent and legal counsel. We negotiate with your creditors to diminish your owed amount or absolve you entirely from your commitments. This differs significantly from debt consolidation or credit counseling, which primarily aim to lower interest rates or payments. Our proficient legal team is dedicated to securing your full release from contract.

Entails a negotiation between a creditor (or debt collector) and a debtor (or the debtor's legal representation). This negotiation aims to persuade the collector to accept a fraction of the debt, if not absolving it entirely as a full payment. Moreover, the accompanying documentation should confirm that the balance is marked to zero, preventing future collection attempts. Financially savvy clients may seek to escape debt with minimal out-of-pocket expenses. 

In the United States, any party engaged in a contract may negotiate improved terms at any juncture. Credit card agreements, medical service contracts, timeshare agreements, and payday loans are no exceptions to this rule. In most instances, credit card bills, medical debts, payday loans, timeshare agreements, and second mortgages are amenable to some level of debt settlement.